The impact of bank regulation on bank lending: a review of international literature

This paper reviews the theoretical and empirical literature on impact of bank regulation lending. It also structures evidence according to various regulatory measures The surveyed generally indicates that lending could be asymmetric, depending trade-off between costs benefits regulation. from studies shows is ambiguous. Although many found negative, some established it was positive while others insignificant or inconclusive. However, most only assumed first-round effects using static and/or dynamic models, whereas ones incorporating second-round general equilibrium models were limited. Therefore, this systematic review policy recommendations regarding appropriateness efficacy in influencing cannot implemented uniformly across different regions countries.